PA+

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Let A UWM Loan Coordinator Support You And Your Processor From Setup Through Closing — Saving Time And Helping You Scale Your Business

PA+ is a paid service from UWM that offers an additional level of loan processing support. Not only does it free up your time to let you focus on running your business, it can also help your processor by lightening their load when needed.

When you order PA+, you’ll get a dedicated UWM Loan Coordinator who will work with you and your borrower. Just let us know how you want to communicate and the actions to complete on each loan (e.g., frequency, timing, etc.). Your Loan Coordinator is here to help ease some of the most time-consuming parts of the loan process from Setup through Closing.

PA+ is designed to be as flexible as you want it to be. You can choose PA+ on any loan and you have the option to select either Full Service or just the part or parts of the process you need the most help with.

Here's a breakdown of the service options PA+ can provide:

Processor Assist
(Free)
PA+
Setup
$395
Underwriting
$395
Closing
$195
Full Service
$895*
Processor Assist will collect the following:
  • Homeowners and flood insurance
  • Title documents
  • Payoffs
  • Project documents (condos)
Your UWM Loan Coordinator will take the loan from File Import status through the submission to UnderwritingYour UWM Loan Coordinator will take the loan from Approved with Conditions status to CTC statusYour UWM Loan Coordinator will take the loan from CTC status through FundingYour UWM Loan Coordinator will take the loan from Setup through Closing

*$595 on FHA Streamlines and VA IRRRLs

Once in EASE, navigate to the Products and Pricing screen and select the level of PA+ support you prefer under “Processing Options.” The fee will be applied to the loan as a Processing Fee in Section A. Or, if you prefer, the fee can be waived and applied as a Loan Level Pricing Adjustment (LLPA). Then, once you send initial disclosures and indicate your preferences on the PA+ order screen, we’ll take it from there. Of course, you can also elect to handle processing directly in-house or with your third-party processor.

What’s more, when you use PA+ Setup or PA+ Full Service, you’ll automatically achieve an Ultimate Loan Submission, which can help you earn a higher PRO Ranking status. Plus, it helps keep underwriting touches to a minimum — supporting your company’s ASR (Account Success Report) status and reducing the amount of back and forth with the borrower. Bottom line? PA+ allows you to increase your efficiency, speed and flexibility so you can start spending more time scaling your business.

What our clients are saying

Adriana Bates, Clear Mortgage LLC


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