UWM Credit Account

Save On Credit Reports Exclusively Through UWM

For pulls now through December 31, 2024 the following cost applies:

With the latest average cost increasing per loan, ordering credit reports can turn into a big business expense. That’s why we’ve partnered with CoreLogic Credco to offer our partners significant savings on credit reports for UWM loans.

Your first step is to Create a UWM Credit Account by initiating your application to take advantage of these significant savings by ordering single and joint tri-merge credit reports for a flat fee of $68.* This credit report fee also includes:

• XPN Fraud Shield
• Proscan OFAC
• 5 credit supplements
• Electronic or paper credit score disclosure
• All Fannie Mae and Freddie Mac reissue fees
• Pull credit directly from Credco or any POS, LOS system
• Run AUS from your own LOS or within EASE

There are two ways you can sign up: as a broker owner or as an individual, depending on how you would like your account to be set up. However, both ways require the broker owner to sign a tri-party agreement and schedule a virtual site inspection at the main office location.

Signing up is easy, and the process for creating an account starts with your account application, regardless of which option you choose.

1. Create a UWM Credit Account to initiate your account application
2. Once you submit your account application and UWM has verified that you’re an active UWM partner, the broker owner will receive an email with the tri-party agreement and Credco will establish your account credentials
   1. CoreLogic Credco will email the tri-party agreement from dse@docusign.net
   2. Once signed, the broker owner will receive an email from compliance@trendsource.com to set up the site inspection
3. Your UWM Credit Account credentials will be created for both billing and ordering credit services
   1. eBill
   2. Credco.com credentials
   3. Instant Merge account number and password where you can order credit supplements, Rapid Recheck and CreditXpert products through your LOS.
4. eBill will email you directly from credco.ebill@corelogic.com at the email address you provided with your eBill login credentials and a link to the sign-in portal
   1. NOTE: It could take up to 10 business days for these credentials to be established and the credentials email to be sent. Please save the following email address credco.ebill@corelogic.com to your list of trusted recipients in your contacts to ensure you do not miss the email including your credentials.
5. Once your billing information is confirmed, you will receive an email from a Credco.com email address with your UWM Credco Account login credentials to begin saving on credit reports for UWM loans
   1. NOTE: Your login credentials for your UWM Credco Account will be different than your eBill credentials
6. Log into your UWM Credco Account using the credentials provided by a Credco.com email address. The credit card provided through eBill will be charged at the time each order is placed. A monthly billing option will not be available.
7. Start ordering credit reports for UWM loans for $68

Starting January 1, 2025 cost will increase to $134.

For additional questions or concerns please reach out to your account executive.

*Credit reports are subject to state fees and subject to change at any time. Additional charges may be incurred depending on your state and additional services ordered. It is the responsibility of each UWM credentialed user to understand the costs associated with each service being ordered. Refunds will not be processed once services have been received.

Information subject to change. Certain restrictions apply. Subject to borrower approval.