Free Credit Report Pulls

Save On Credit Report Costs So You Can Invest In Your Business

Are the high costs of credit reports cutting into your bottom line? To help your business continue to grow, UWM will cover the cost of hard credit report pulls for our broker partners.

Here’s how it works:

The credit report must be ordered within EASE for UWM to pull and cover the cost of the upfront credit pull.

To pull a UWM Free Credit Report

1. Select UWM Free Credit Report from the Credit Company drop down on the AUS screen.
   • You will not have to fill in the credit company username, password or credit reference number when this is selected
2. Click the Run One-Click AUS® button
   • Clicking the button will automatically run AUS and pull credit

Additional details:

• If the loan doesn’t close, the cost will be 100% covered by UWM
• If the loan does close, UWM will recoup the cost from the borrower in the Closing Disclosure
• Only the first hard credit pull on each file is covered by UWM
• Credit report can only be used with UWM
• On FHA Streamlines and VA IRRRLs it will be a soft credit pull instead of a hard credit pull — helping you and your borrowers avoid credit trigger leads.

Check out other ways UWM is helping with Credit Reports on our Credit Report Solutions page.

Information subject to change. Certain restrictions apply.

Not available on VA IRRRLs, FHA Streamlines, Bank Statement, Investor Flex, HELOCs or USDA loans.