Fixed-Rate Jumbo Loans
Take Control With More Options And Better Pricing
Looking to grow your jumbo business? UWM offers a full suite of six fixed-rate jumbo products featuring competitive pricing along with transparent investor guidelines and loan qualifications that allow you to tailor a fixed-rate jumbo loan to your borrower’s situation. These custom options aren’t offered at most big banks or retail lenders, so you’ll win more loans and wow more jumbo borrowers!
Check out the chart below and visit our jumbo products page for a full list of qualifications.
| Product | Max DTI | Minimum Reserves Required | Min FICO | Max LTV/CLTV | Min Loan Amount | Max Loan Amount | |
| Jumbo Yellow - 30 Year | 50% | Determined by DU/LPA | 680 | 90% | $400,000 | $3.5M | |
| Jumbo Pink - 30 Year | 50% | Determined by DU/LPA | 660 | 89.99% | $1 over the conforming loan limit | $5M | |
| Jumbo Purple - 30 Year | 45% | 6 months | 700 | 89.99% | $1 over the the greater of conforming loan limit or Agency High-Cost limit | $3M | |
| Jumbo Green - 30 Year | 45% | 6 months | 680 | 80% | $1 over the conforming loan limit | $2.5M | |
| Jumbo Blue - 30 Year | 49.99% | 6 months | 660 | 80% | $400,000 | $3M | |
| Jumbo White - 15 Year | 45% | Determined by DU/LPA | 700 | 80% | $600,000 | $3M | |
| Information subject to change. Certain restrictions apply. Subject to borrower approval. | |||||||
Jumbo borrowers are valuable clients! Take a look at the tips below for more ways to help grow your jumbo business.
Non-Agency Jumbo Control Your Price Bps Match. On all non-agency Jumbo offerings, you’ll receive double or triple the Control Your Price bps you apply, up to 120bps,* by submitting a CR to the lock desk.
Find the best product for your borrower by asking ChatUWM or using our Jumbo Product Selection Tool in The Source.
Take advantage of Temporary Rate Buydowns. Help your jumbo borrowers get a lower monthly payment at the start of their loan with lender- and seller-paid temporary rate buydowns. They can lower their interest rate by up to 2% with no Mortgage Insurance (MI) required. See details on our Temporary Rate Buydowns product page.
New Home Listing Tool. This helpful tool from UWM is your guide to finding eligible properties in your area that may be for sale, along with their listing or selling agent. It’s never been easier to reach out, offer your services and expertise, and make a new connection that could bring you referral business for years to come.
Start building your jumbo marketing campaign in Brand 360’s Brand Builder now!
Check out our UWM Partner Academy videos, UWM’s Jumbo Product Offerings to learn more!
*Information is subject to change. Certain restrictions apply. Subject to borrower approval.
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