Credit Report Solutions

Let UWM help with credit report costs so you can invest in your business

Free Credit Report Pulls

UWM will cover the cost of hard credit report pulls for our broker partners when you order within EASE. If the loan doesn’t close, the cost will be covered by UWM. If it does, we’ll pass the cost along to the borrower in the Closing Disclosure.

UWM Credit Account

For pulls now through December 31, 2024, the following cost applies:

UWM is partnered with CoreLogic Credco to offer our partners significant savings on credit reports for UWM loans. Just create a UWM Credit Account by initiating your application to take advantage of these significant savings by ordering single and joint tri-merge credit reports for a flat fee of $68.

Starting January 1, 2025 cost will increase to $134.

Safe Check

Exclusively available for UWM partners, Safe Check gives you more certainty when taking applications, delays credit trigger solicitations and saves you and your borrowers money on credit costs. Safe Check allows you to pre-qualify your borrowers with a soft credit check that you can order in EASE or through your UWM Credit Account with Credco and run AUS on eligible loans. You can choose from Safe Check Single, Safe Check Tri-Merge or Safe Check Complete. When you select Safe Check Complete, UWM will pull the required tri-merge hard credit report at no additional cost to you or your borrower.

*Credit reports are subject to state fees and subject to change at any time. Additional charges may be incurred depending on your state and additional services ordered. It is the responsibility of each UWM credentialed user to understand the costs associated with each service being ordered. Refunds will not be processed once services have been received.

Information subject to change. Certain restrictions apply. Subject to borrower approval.

*Safe Check loans are not eligible for HELOCs, Bank Statement, Investor Flex and USDA loans. Safe Check Complete is not available on VA IRRRL and FHA Streamline loans. With the Single and Tri-Merge soft credit check options, you are responsible for ordering the tri-merge hard credit report and submitting it before the loan is fully approved. Soft credit checks and hard credit reports ordered by UWM are the property of UWM and unauthorized use outside of the subject transaction is strictly prohibited.